[Cooper]

If you have a credit card from pay pay they have every right to check your credit history. If you are simply using pay pal as an intermediary (Using another credit card) they don't and wouldn't check your credit history. But to be legal, anyone where you have an application of credit has the legal right and should check perspective borrowers. PayPal is a reputable broker, if that's the way you were paying. But this does sound rather odd, something is amiss. Credit history and credit limit are two different entities. Rc4wd would have no interest in your history. Only way PayPal would need lending history reports were if you were applying for a credit account (credit card). Personally anything on alibaba that requires a bank transfer is extremely high fraud risk. Banks, credit card companies, and PayPal all have buyer protection protocols. Bank transfers are simply that, no more no less. One bank transfer monies to another. If a trade/promise/bill of sale was attached to that it is irrelevant. It's not a goods or services exchange. You are giving someone else money under the honor code, crooks love that!! I believe I did a transfer with rc4wd for my excavator and was completely understanding that I may never have seen that money or excavator. But they were a legit company and I know first hand other people made excavator purchases that way. It's high risk but I did what I could, phone calls emails, some sliver of a bill of sale. Personally I don't trust any alibaba and would
Definately not buy unless using a PayPal