[Espeefan]

I think the closest thing I have seen to a payment plan was companies allowing you to put some money down to reserve a model, before it becomes available. Then when it is ready to be shipped, you must pay the remaining amount. Not exactly a payment plan, but it does give you some time to save a little, and pay in two sums.

Unfortunately in this day and age, I don't think a model company would trust a customer to keep the payments coming, while the model is already in the owner's hands, if not paid in full before shipping.

But there are other options. Credit cards sometimes offer zero percent interest for a handful of months, or you could do a personal load from your bank.